Comments on: What are Realty Agencies looking for when they do a credit check? http://www.odebratwins.com/realty/what-are-realty-agencies-looking-for-when-they-do-a-credit-check/ Sun, 09 May 2010 19:20:59 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Tami J123 http://www.odebratwins.com/realty/what-are-realty-agencies-looking-for-when-they-do-a-credit-check/#comment-1278 Tami J123 Sun, 07 Feb 2010 22:11:59 +0000 http://www.odebratwins.com/realty/what-are-realty-agencies-looking-for-when-they-do-a-credit-check#comment-1278 To me, in many cases a poor credit history (depending on whats there & how it got there) should not stop a person for getting an apartment. What I look for is housing court matters, etc. If you run a credit check for each apartment you apply for, your score drops-this is one reason i don't understand why prospective landlords like a new report each time. with regards to your question, If you had a valid reason for non-payment, and can prove it:i.e. landlord refusing to make repairs, and you can show proof that you took him to court-I would be willing to work with you. If you just didn't pay your rent, just because then no one should take a chance.<br><b>References : </b><br> To me, in many cases a poor credit history (depending on whats there & how it got there) should not stop a person for getting an apartment. What I look for is housing court matters, etc. If you run a credit check for each apartment you apply for, your score drops-this is one reason i don’t understand why prospective landlords like a new report each time. with regards to your question, If you had a valid reason for non-payment, and can prove it:i.e. landlord refusing to make repairs, and you can show proof that you took him to court-I would be willing to work with you. If you just didn’t pay your rent, just because then no one should take a chance.
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]]> By: Emily_Knell http://www.odebratwins.com/realty/what-are-realty-agencies-looking-for-when-they-do-a-credit-check/#comment-1277 Emily_Knell Sun, 07 Feb 2010 22:05:59 +0000 http://www.odebratwins.com/realty/what-are-realty-agencies-looking-for-when-they-do-a-credit-check#comment-1277 They're all looking for good credit history. Having a bunch of collections on your credit shows that you do not pay your bills & that you are a risk being a renter. Risk for being late on rent or skipping months. If you have collections, also provide the property management company or apartment complex with an explanation letter for any negative information. if this $3,600 is something you are disputing w/ your previous landlord , explain that to your new one. Most apartment complexes will still take ppl w/ bad credit, you may just have to put up a higher security deposit. everyone's credit past & current situations are different, there is no magical # to any of this.<br><b>References : </b><br>Realtor & Direct Mortg. lender w/ 12yrs. full time exp. (California & Las Vegas) They’re all looking for good credit history. Having a bunch of collections on your credit shows that you do not pay your bills & that you are a risk being a renter.

Risk for being late on rent or skipping months.

If you have collections, also provide the property management company or apartment complex with an explanation letter for any negative information.

if this $3,600 is something you are disputing w/ your previous landlord , explain that to your new one.

Most apartment complexes will still take ppl w/ bad credit, you may just have to put up a higher security deposit.

everyone’s credit past & current situations are different, there is no magical # to any of this.
References :
Realtor & Direct Mortg. lender w/ 12yrs. full time exp. (California & Las Vegas)

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